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Your Trusted Insurance Partner
Peace of mind for your clients – with experience, creativity and transparency guaranteed.
Legal Expenses Insurance and Disbursement Funding
Temple Legal Protection provides After the Event (ATE) and Before the Event (BTE) legal expenses insurance, alongside flexible disbursement funding, supporting litigation solicitors and insurance brokers.
Our ATE insurance has been tested at the highest levels, helping manage the financial risks of litigation and enabling claims to proceed with greater certainty. Disbursement funding reduces upfront cost pressures for clients while supporting law firm cashflow.
Through our broker partners, we also deliver BTE legal expenses insurance for commercial customers, providing access to legal support and cost protection when it is needed.
Temple is authorised and regulated by the Financial Conduct Authority, providing confidence in our products and service.
ATE Insurance
Specialist cover to protect your client from adverse costs and disbursements if their litigation is unsuccessful.
What is ATE Insurance?
After-the-Event (ATE) insurance is a policy taken out after a legal dispute has already begun. It is strictly for litigation and is typically arranged by a solicitor to protect their client from paying the opponent’s costs if the case is lost.
BTE Insurance
Reliable annual cover that provides businesses and property owners with immediate access to legal experts and indemnity for fees.
What is BTE Insurance?
Before-the-Event (BTE) insurance is protection purchased before any legal issue arises, similar to car or home insurance. It covers the legal costs of future disputes, such as employment tribunals or tax investigations.
Disbursement Funding
A flexible facility that covers the upfront costs of litigation, such as court fees and expert reports, repayable only on success.
What is Disbursement Funding?
This is a credit facility provided directly to law firms. It ensures that necessary expenses (like medical reports or court fees) can be paid for immediately without impacting the firm’s cash flow or the client’s savings.
Expertise Tailored to Your Profession
Specialist support and bespoke insurance solutions designed for your specific role.
About Us
Learn more about Temple, our people, our approach to ATE and BTE insurance – and how we support solicitors and brokers in managing the cost risks of litigation.