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Family Legal Advantage

Family legal expenses insurance is a crucial part of any household portfolio and our cover is one of the widest available.

We have experience of providing this insurance an add on to a home insurance policy, a membership benefit or a free standing optionally purchased product. We can also tailor packages for mid net worth, high net worth or groups of clients with particular niche requirements.

We are happy to consider all opportunities, so please speak to one of experienced underwriters about your portfolio of clients.

We approach claims from a position of ‘how can we help the customer’ and our claims team adopt a personal touch approach to the handling of claims, matching clients and their claims, with a chosen solicitor that is best suited for their specific needs.

Products typically provide up to £50,000 of cover and a mix of the following sections of cover:

Consumer Contracts Disputes

Disputes relating to the purchase of good or services, the sales of goods or the buying or selling of your home.

Motor Prosecution Defence

Defending a prosecution in connection with use of a motor vehicle.

Tax Advice

24 hour, 365 days access to advice on personal tax related issues under UK laws.


Pursuing claims following damage to your home or possessions, or nuisance and trespass disputes.

Tax Investigations

Representation following HMRC enquiry into your self assessment tax returns.

Counselling Helpline

24 hour, 365 days access to qualified, professional, accredited counsellor for any matters causing stress at home or work.

Employment Protection

Disputes with a current, former or prospective employer relating to a contract of employment and other related employment rights.

Jury Service/Witness Attendance

Reimbursement of lost wages and salary following attendance in jury service or as a witness in a claim under this policy.


The cover extends to members of your family permanently living with you.

Personal Injury

Pursuing your rights following a sudden or specific accident causing death or physical injury.

Legal Defence

Defence of criminal prosecution arising from your work as an employee.

Territorial Limit

The United Kingdom of Great Britain and Northern Ireland, the Isle of Man and the Channel Islands.

Clinical and Medical Negligence

Pursuit of a claim following a negligent surgical, clinical or dental procedure casing.

Legal Advice Helpline

24 hour, 365 days legal advice for any personal legal matter under UK laws.

What are the benefits of the scheme?

The Temple Advantage for you:

  • Policies are easy to issue and bespoke cover available.
  • Mid Net Worth and High Net Worth products available.
  • Simple monthly reporting typically on a bordereau basis.
  • Dedicated account manager.
  • Delegated authority to bind cover.

The Temple Advantage for your clients:

  • Comprehensive cover, including some areas that many of our competitors do not cover.
  • No waiting periods – unlike many of our competitors, our cover commences from the date of policy inception.
  • Flexible policy cover to suit different client requirements.
  • Products backed by A Rated insurance company.
  • Client focussed personal touch claim handling

Please see our downloads area or contact us for further information.

We also offer ATE insurance

Click on the link below for more information about our ATE Insurance.

Find out more