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After-The-Event insurance for Dental Negligence Claims

Dental negligence covers any type of injury that has been directly caused, made worse or overlooked by a dental health professional. Dental negligence claims can be made for any accident or oversight that has caused your client to suffer physical injury, harmed their wellbeing or resulted in them suffering financial loss.

Common examples of dental negligence include:

  • Delay or incorrect diagnosis – including oral cancer misdiagnosis
  • Nerve injury
  • Cosmetic dentistry problems
  • Restorative dentistry errors
  • Periodontal disease misdiagnosis
  • Mistakes in treatment leading to the loss or damage of multiple teeth

The Temple Advantage for Dental Negligence Cases

We offer the most generous degree of delegated authority in the ATE insurance market; which together with our integrated disbursement funding facility makes us the best choice for dental negligence lawyers and those engaged in other high-value clinical negligence matters.

Our policies are used by many of the leading specialist clinical negligence litigators and the cover is backed by an A-rated insurance capacity provider. This means you can focus on progressing the case and obtaining the best possible result for your client.

With an expert’s report and case conference sometimes costing as much as £5,000, funding these disbursements becomes a problem in itself. This issue is neatly answered with Temple disbursement funding; this works seamlessly alongside our ATE insurance policy.

We do not restrict our Coverholders to using only a limited panel of experts.  We appreciate that our solicitor partners know the best experts to use in each field. Cases that go to trial can often turn on the relative performance of experts acting for Claimants and Defendants.

Don’t Just Take our Word

See what a number of leading clinical negligence litigators have said about our products and service – click here for their views on the service we offer.

Your Questions Answered

I’ve incurred several disbursements on the case prior to obtaining insurance, would these still be covered?

Yes, we provide full retrospective authority from the date of the CFA.

What if I need more cover for my client’s birth injury case?

Our insurance cover provides a standard £5,000 for breach and causation reports along with an additional £100,000 for all other expenses; this is normally sufficient for the majority of these types of cases. If additional cover is required, this can be provided as a ‘top up’.

When should I obtain ATE insurance for a dental negligence case?

This should be as soon as you are able to assess the prospects of success – normally following a full review of the client’s dental records.

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 Contact Our Experts

We welcome approaches from dental negligence specialist law firms with whom we currently do not work. If you would like more information on our clinical negligence ATE insurance and disbursement funding for these types of case please contact Matthew Best on 01483 514804 or email 

Matthew Best Cert CII

Head of Personal Injury & Clinical Negligence

Matthew Best Cert CII

Matt has an insurance background and joined Temple in 2011 having worked for 4 years in a leading insurance company where he was dealing with personal injury work. Matthew was promoted to Underwriting Manager and subsequently Senior Underwriting Manager taking on overall responsibility for Temple’s personal injury and clinical negligence underwriting department.

In 2022 Matt joined the board of directors as Director of ATE Partnerships. Matthew has cultivated fantastic relationships with our business partners for many years. His ability to build a clear understanding of their requirements and more importantly what is required to fulfil such requirements means he is ideally placed to support the strategic direction of the company.

Matt remains the head of the personal injury and clinical negligence department and is committed to all Temple’s business partners in order to deliver the highest level of service they expect. He is also responsible in making sure that Temple’s ATE and disbursement funding products remain competitive, but most importantly that they are fit for purpose for solicitors and their clients.