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Professional Negligence ATE Insurance

No up-front payments.
Up to £2m cover per case.

Levelling the Playing Field for Claimants

Temple has a wealth of experience providing ATE insurance for those bringing professional negligence claims.

ATE insurance puts litigants on an equal footing. We bear the risk of paying adverse costs and a client’s own disbursements, so they are free to take on any opponent no matter how large or well-resourced.

Our insured clients range from private individuals acting alone or as part of a group action to large commercial clients pursuing claims against professional advisers.

ATE Insurance for members of the Professional Negligence Lawyers Association

We have a strong and historic connection with the Professional Negligence Lawyers Association (PNLA). Members of the PNLA receive preferential ATE insurance rates from Temple Legal Protection. Click on the button below to find out more.

Find out more

Ready To Take The Next Step?

Check your case in 48 hours. The Temple Case Checker (TCC) is a fast, free, no-commitment service for commercial litigators.

  • Try before you buy: Get an expert opinion on insurability without a full proposal form.
  • Rapid Response: We provide an initial indication of terms within 2 business days.
  • Zero Cost: Save your billable time and your client’s money.
Check your case in 48 hours

Bespoke Underwriting

For complex cases, our experienced team provides quick, commercial decisions to get your funding in place.

Chartered Excellence

As a Corporate Chartered Underwriting Agent, we operate to the highest professional and ethical standards in the UK.

A-Rated Security

Backed by Intact Insurance UK Limited, providing global financial strength for your peace of mind.

Family Law Advice and Long-term Maintenance Claim (£770,000)

ATE Commercial

Failed SPV Structuring Advice in £4m Property Investment Dispute

ATE Commercial

Defective Exit Fee Drafting in £7.5m Property Finance Claim

ATE Commercial
View all case studies arrow-rightarrow-right
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Wilson Browne Solicitors have a long-standing arrangement with Temple Legal Protection to provide litigation insurance cover for our property litigation clients. It is extremely straightforward to use, the policy quite simply works and it is comforting for clients to have the option of disbursement funding in addition. All in all the whole thing is a bit of a ‘no-brainer’, especially for clients who are naturally concerned about the financial risks when undertaking litigation. Once in place the policy gives both us and clients great peace of mind: it allows us to get on and deliver on our promise of being “all the help you need.

Kevin RogersWilson Browne Solicitors

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Temple Legal are brilliant.  Jamela and her team have a deep understanding of litigation and legal risk. They are responsive to client requirements throughout and have developed a user-friendly platform for case updates.

Securing ATE insurance cover from Temple Legal provides enormous comfort to libel defendants. It is a key factor in their decision to defend claims against them as it insulates them from the risk of paying opponents’ legal costs.

We look forward to working with Temple Legal again soon.

David RomainEgality Law LLP

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We and our clients have used Temple for ATE insurance on many occasions. Most recently we acted for a liquidator pursuing claims to recover assets for the liquidation estate. After lengthy and heavily contested litigation, ultimately settlement was achieved at mediation. That settlement was only possible with the assistance of Temple’s direct, pragmatic and commercial approach. This was much appreciated by both us and the client.

Matthew KellyFreeths Solicitors

Resources & Downloads

Access the technical documents and application forms you need to secure ATE insurance and disbursement funding for your clients

downloaddownload Professional Negligence Guide downloaddownload Commercial Solicitor Application Form
downloaddownload Commercial Disbursement Funding Guide downloaddownload Commercial Proposal Form

Ready to protect your litigation?

Our specialist clinical negligence underwriters are ready to review your case or discuss a delegated authority scheme for your firm today.

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Common FAQs

Some of the key questions about Professional Negligence After the Event Insurance.

Litigation insurance for professional negligence cases used by solicitors is commonly known as After-The-Event or ATE insurance. Whichever terminology you favour, it is a bespoke policy put in place with the specific objective of insuring against the risk that your client will have to pay opponent’s costs and own disbursements if their claim fails.
To apply for litigation insurance and disbursement funding if you are a PNLA member on an individual case basis, please complete and send a Commercial Proposal Form to us – along with copies of the pertinent papers (e.g. pre-action correspondence, pleadings etc.). If you would like to speak with an underwriter before sending the case in to us, you will find contact details below and on our people page.  Please mention that you are a PNLA member when submitting your proposal.
Temple Legal Protection prioritise the merits of the case, not the basis of the retainer you have with your client. Whilst it is a sign of confidence in a case if a firm is risking all or part of its fees, our underwriters know that in the commercial world, it is a benefit for fees to be paid in the traditional way and that such an arrangement is not indicative of a solicitor’s view of the merits and risk. We regularly insure cases where the client pays his solicitor’s fees as the case progresses.
The litigation insurance policy is purchased after a legal dispute arises. The best time to send a case to us is as soon as you are reasonably able to assess the merits of the claim. Usually, this is after your investigation and the pre-action correspondence has been completed, and before proceedings are issued. However, cases can be referred to us at any stage. It is useful to see pre-action correspondence, when available, any insolvency practitioner’s witness statement and exhibits, and information about the opponent’s ability to pay damages and costs.
Yes. Every Temple Legal Protections ATE policy provides disbursement funding if required by your client. Expert evidence is often crucial to the success or failure of a client’s professional negligence claim. With Temple Legal Protections disbursement funding  your client’s claim will not be delayed or prevented by the cost of an expert’s report.
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