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27 February, 2026

Fundamental Dishonesty – Costs, Consequences and Risks

By Bipin Regmi, Senior Underwriter Estimate read time 4 minutes 57 seconds As most claimant solicitors would agree, allegations of fundamental dishonesty (FD) have become an increasingly common litigation tactic used by defendants in personal injury and clinical negligence cases. Defendants sometimes raise FD allegations to place undue pressure on claimants, often with limited consequences […]

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27 February, 2026

Care Evidence and Future Loss in Clinical Negligence Cases – Why Assumptions Matter Increasingly

By Shelley Carrick-Forrester, Underwriter Estimate read time 4 minutes 37 seconds Determining a client’s future care needs and long-term loss is one of the most significant responsibilities in clinical negligence work. In high-value cases in particular, early assumptions about care, accommodation and future support can shape valuation, negotiation strategy and even underwriting comfort for years […]

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27 February, 2026

ATE Insurance in Action: The Doctrine of Illegality in Negligence Proceedings

Lewis-Ranwell (Respondent) v G4S Health Services (UK) Ltd and others (Appellants) By Oliver White, Underwriter Estimate read time 4 minutes 46 seconds This case concerns the doctrine of illegality in negligence proceedings. A fresh policy-based approach was applied in Patel v Mirza [2016] UKSC 42; [2017] AC 467. The Supreme Court confirmed that this new […]

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27 February, 2026

ATE Insurance in Action: Supreme Court Extends ‘Lost Years’ Damages to Young Children

CCC (by her mother and litigation friend MMM) (Appellant) v Sheffield Teaching Hospitals NHS Foundation Trust (Respondent) By Oliver White, Underwriter Estimate read time 4 minutes 33 seconds This case concerns “lost years damages”, which are damages for inability to work during years of expected life lost as a result of negligence. CCC suffered a […]

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27 February, 2026

What Underwriters Look for Early in Serious Personal Injury and Catastrophic Injury Claims

By Morag Lewis, Senior Underwriter Estimate read time 3 minutes 35 seconds When a serious personal injury or catastrophic injury claim is referred to us, underwriters quickly start looking for indicators that suggest it may develop into a high-value matter. In this article we take a look at three key elements involved. High-value personal injury […]

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27 February, 2026

Clinical Negligence Costs Under Renewed Scrutiny – Why This Matters Now

By Bipin Regmi, Senior Underwriter Estimate read time 5 minutes 15 seconds Clinical negligence costs have returned to professional discussion following the publication of the ‘Costs of clinical negligence’ report by the Public Accounts Committee. Scrutiny of NHS clinical negligence spending is not new, but the committee’s findings have prompted renewed coverage across the legal […]

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