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27 February, 2026

Fundamental Dishonesty – Costs, Consequences and Risks

By Bipin Regmi, Senior Underwriter Estimate read time 4 minutes 57 seconds As most claimant solicitors would agree, allegations of fundamental dishonesty (FD) have become an increasingly common litigation tactic used by defendants in personal injury and clinical negligence cases. Defendants sometimes raise FD allegations to place undue pressure on claimants, often with limited consequences […]

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27 February, 2026

Clinical Negligence Costs Under Renewed Scrutiny – Why This Matters Now

By Bipin Regmi, Senior Underwriter Estimate read time 5 minutes 15 seconds Clinical negligence costs have returned to professional discussion following the publication of the ‘Costs of clinical negligence’ report by the Public Accounts Committee. Scrutiny of NHS clinical negligence spending is not new, but the committee’s findings have prompted renewed coverage across the legal […]

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16 December, 2025

When Defendants Overreach: Costs Consequences in Failed Dishonesty Allegations

Estimate read time 2 minutes 38 seconds Hakmi v East & North Hertfordshire NHS Trust & Anor [2025] EWHC 2597 (KB) This claim arose from the decision of the second defendant’s stroke consultant, Dr Metcalf at the Norwich & Norfolk Hospital, not to offer Mr Hakmi thrombolysis to treat a stroke on 16 November 2016, […]

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8 July, 2025

Professional negligence: a client’s guide to bringing a claim

By Bipin Regmi, Senior Underwriter Bringing a professional negligence claim can be a daunting prospect, especially for someone who has previously relied on the actual professional they now intend to sue. This guide offers a clear overview of the key considerations from a claimant’s perspective, from what qualifies as negligence through to legal costs, funding […]

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9 May, 2025

Risk Assessment: An ATE Insurer’s Perspective

By Bipin Regmi, Senior Underwriter This article provides an overview of the importance of risk assessments in personal injury and clinical negligence claims, from the perspective of an ATE insurance provider. It outlines how such assessments inform both the viability of a claim and the insurer’s decision to provide cover and examines what solicitors should […]

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9 May, 2025

Retrospective CFAs: guidance from the Court of Appeal

By Bipin Regmi, Senior Underwriter This case study examines the Court of Appeal’s decision in Singh & Ors v Ingram [2025], which considered whether a Conditional Fee Agreement (CFA) could apply to work undertaken before it was signed. The case involved a detailed dispute over the interpretation of CFA terms, the role of implied intent, […]

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