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Security for Costs and ATE Insurance: Threats, Applications, Endorsements and Amendments

(Estimated reading time: 2 minutes 54 seconds) When a claimant is insolvent or close to being insolvent, whether on a balance sheet or cash flow basis, you can and should expect the defendant’s solicitors to make or threaten to make an application for security for costs. Such recourse for the defendant is entirely right and […]

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Professionally Negligent? Don’t Forget to Discuss ATE Insurance

By Matthew Pascall, Senior Underwriting Manager (Estimated reading time: 3 minutes 20 seconds) Clients lose good cases. Clients settle good cases on poor terms because the adverse costs consequences of losing are potentially catastrophic. Solicitors fail to tell clients about after-the-event insurance or enquire if it might be available. These things happen in every type […]

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Fixed Recoverable Costs: Practitioner’s view – It’s not just about the money

(Estimated reading time: 1 minutes 48 seconds) With the FRC regime being excluded for complex and sensitive claims, knowing what will be excluded is likely to cause a number of problems for practitioners, especially within the first few years of the rules coming into effect. Joanne Westbrook from Attwaters Jameson & Hill expressed the following […]

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Disbursement funding update – five options, one real solution to the cost of costs?

By Matthew Best, Senior Underwriting Manager (Estimated reading time: 3 minutes 6 seconds) We’re all looking at ways to save money; law firms should be too. Interest rates are climbing and will continue to do so for some time yet. Therefore, it could well be timely to now consider what disbursement funding options are available […]

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Bon voyage to Paul Bonner – a well-earned retirement

Friday 14 October 2022 marked time-up for one of our longest serving members of Temple Legal Protection. After 22 (twenty-two) years, Paul pulled the plug on his employment with us and made his decision to retire. With 40 years’ plus experience in the insurance industry, we have certainly lost an extremely experienced colleague. Paul has […]

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Fixed costs – a fix that doesn’t fix what needs fixing – Part 2

By Matthew Best, Senior Underwriting Manager (Estimated reading time: 2 minutes 3 seconds) With the GB pound sinking to an all-time low against the US dollar during the government original budget proposals – what else could our leaders do to make things worse? Well, for the legal sector, guess what… Sadly, but perhaps unsurprisingly the […]

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Fair Rules for Unfair Prejudice Claims – Primekings & Ors v King & Ors [2021] EWCA Civ 1943

(Estimated reading time: 1 minute 23 seconds) In Primekings v King the Court of Appeal recently confirmed the validity of the approach in Graham v Every [2015] 1 BCLC 41, [2014] EWCA Civ 191 to tackling unfair prejudice claims under s994 Companies Act 2006. It must now be shown that there is a ‘causal connection’ […]

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P36 acceptances and the ATE premium; an argument over “costs”

(Estimated reading time: 3 minutes 0 seconds) Many arguments have been advanced since LASPO attacking the recoverability of After the Event (“ATE”) insurance premiums, but the recent decision in Dance v East Kent University Hospitals NHS Foundation Trust & Ors [2022] EWHC B9 (Costs) has found that the ATE premium of £5,266.01 was payable in […]

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John Durbin Joins Temple Legal Protection as Senior Business Development Manager

By Matthew Best, Senior Underwriting Manager (Estimated reading time: 1 minute 15 seconds) Many appointment announcements are full of ‘corporate speak’ so we’ve taken a different approach and gone ‘straight to video’ to introduce John Durbin, Temple’s new Senior Business Development Manager for our clinical negligence and personal injury team. If first impressions count, he […]

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