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ATE Insurance in Action: Professional Negligence Case Studies

Temple continues to support claimants pursuing substantial professional negligence claims across a range of practice areas, including complex property transactions and family law proceedings. The following recent matters illustrate the breadth of cases in which Temple has provided After the Event insurance to mitigate adverse costs risk and enable meritorious claims to proceed. Professional Negligence […]

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Claims Against Non-traditional Professionals: A Developing Area for Professional Negligence

By Tom Watkins, Senior Underwriter Estimate read time 2 minutes 24 seconds Professional negligence claims have traditionally centred on established professions such as solicitors, accountants and architects. However, an increasing number of disputes now involve advisers whose roles sit alongside or support major transactions, projects and regulatory processes. Surveyors advising on complex valuations, compliance consultants […]

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Fixed Recoverable Costs in Professional Negligence Claims: Making Earlier Calls

By Tom Watkins, Senior Underwriter Estimate read time 3 minutes 2 seconds The extension of fixed recoverable costs has altered the way professional negligence claims need to be assessed at the outset. For claimant solicitors, the margin for exploratory investigation is narrower and early funding decisions carry greater weight. The emphasis is now on disciplined […]

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My Whole Self Day – 10th March 2026

By Lisa Fricker, Head of Solicitor Services & Quality Assurance MHFA England has launched an initiative called ‘My Whole Self’, which is a campaign for workplace culture change. MHFA England wants employers to create cultures where people feel safe to bring their whole self to work, if they choose. Teams that feel safe and connected […]

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Fundamental Dishonesty – Costs, Consequences and Risks

By Bipin Regmi, Senior Underwriter Estimate read time 4 minutes 57 seconds As most claimant solicitors would agree, allegations of fundamental dishonesty (FD) have become an increasingly common litigation tactic used by defendants in personal injury and clinical negligence cases. Defendants sometimes raise FD allegations to place undue pressure on claimants, often with limited consequences […]

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Care Evidence and Future Loss in Clinical Negligence Cases – Why Assumptions Matter Increasingly

By Shelley Carrick-Forrester, Underwriter Estimate read time 4 minutes 37 seconds Determining a client’s future care needs and long-term loss is one of the most significant responsibilities in clinical negligence work. In high-value cases in particular, early assumptions about care, accommodation and future support can shape valuation, negotiation strategy and even underwriting comfort for years […]

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ATE Insurance in Action: The Doctrine of Illegality in Negligence Proceedings

Lewis-Ranwell (Respondent) v G4S Health Services (UK) Ltd and others (Appellants) By Oliver White, Underwriter Estimate read time 4 minutes 46 seconds This case concerns the doctrine of illegality in negligence proceedings. A fresh policy-based approach was applied in Patel v Mirza [2016] UKSC 42; [2017] AC 467. The Supreme Court confirmed that this new […]

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ATE Insurance in Action: Supreme Court Extends ‘Lost Years’ Damages to Young Children

CCC (by her mother and litigation friend MMM) (Appellant) v Sheffield Teaching Hospitals NHS Foundation Trust (Respondent) By Oliver White, Underwriter Estimate read time 4 minutes 33 seconds This case concerns “lost years damages”, which are damages for inability to work during years of expected life lost as a result of negligence. CCC suffered a […]

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What Underwriters Look for Early in Serious Personal Injury and Catastrophic Injury Claims

By Morag Lewis, Senior Underwriter Estimate read time 3 minutes 35 seconds When a serious personal injury or catastrophic injury claim is referred to us, underwriters quickly start looking for indicators that suggest it may develop into a high-value matter. In this article we take a look at three key elements involved. High-value personal injury […]

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