ATE insurance in action: Personal injury secondary victim claim: Ms X v Mr X
By Shelley Carrick-Forrester, Trainee Underwriter *Case ongoing at time of writing (May 2025) What has happened so far? This case involves a secondary victim claim following a fatal road traffic accident, where the claimant suffered psychiatric injury after witnessing the immediate aftermath. Temple has provided ATE insurance to support the claimant as the case proceeds. […]
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Risk Assessment: An ATE Insurer’s Perspective
By Bipin Regmi, Senior Underwriter This article provides an overview of the importance of risk assessments in personal injury and clinical negligence claims, from the perspective of an ATE insurance provider. It outlines how such assessments inform both the viability of a claim and the insurer’s decision to provide cover and examines what solicitors should […]
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My Whole Self’: Mental Health First Aid England’s campaign for workplace culture change.
By Lisa Fricker, Head of Solicitor Services & Quality Assurance This year, Mental Health First Aid (MHFA) England launched a new initiative called ‘My Whole Self’, which is a campaign for workplace culture change. MHFA England wants employers to create cultures where people feel safe to bring their whole self to work, if they choose. […]
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‘Really Quite Interesting?’
By Morag Lewis, Senior Underwriter What’s caught our eye recently Private hospital liability post Bartolomucci https://www.dacbeachcroft.com/en/What-we-think/Private-hospital-liability-post-bartolomucci This article provides an insight as to the required close examination of specific contractual terms for private hospital operators when drafting patient terms and conditions. In the light of the case’s prominence and the issues it raises, it is […]
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Out and About in Spring 2025
By John Durbin, Senior Business, Development Manager On the 19th March, John Durbin and Lisa Fricker headed south to Bournemouth to exhibit at AVMA’s 35th Annual Clinical Negligence Conference. Across the two days the conference saw over 400 delegates attend, with many visiting the Temple stand during the breaks to catch up on the latest […]
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Clinical negligence birth injury claim: Master X v NHS Trust
By Shelley Carrick-Forrester, Trainee Underwriter *Case ongoing at time of writing (May 2025) What has happened so far? This case concerns a clinical negligence claim arising from a birth injury where liability has been largely admitted. Temple has provided ATE insurance to assist the claimant’s solicitors in pursuing appropriate damages following the partial settlement on […]
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Retrospective CFAs: guidance from the Court of Appeal
By Bipin Regmi, Senior Underwriter This case study examines the Court of Appeal’s decision in Singh & Ors v Ingram [2025], which considered whether a Conditional Fee Agreement (CFA) could apply to work undertaken before it was signed. The case involved a detailed dispute over the interpretation of CFA terms, the role of implied intent, […]
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ATE insurance in action: An unintended ‘lock-in’, bilateral compartment syndrome and emergency fasciotomies
By Morag Lewis, Senior Underwriter Estimated Reading Time – 2 minutes 12 seconds The claimant had been drinking alcohol while out socialising with friends at a work function. She had begun drinking at approximately 5.30pm and continued to drink up until around 9:00pm. It was clear that the court would find that the claimant was […]
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A historic phone hacking settlement and Temple’s role in securing justice
By Matthew Pascall, Legal Director – Head of Commercial Estimated Reading Time – 2 minutes 43 seconds On 24 January 2025, the historic settlement in the long-running phone hacking litigation against News Group Newspapers (NGN) captured widespread media attention and made the headlines everywhere. The case, which saw Lord Tom Watson and the Duke of […]
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