Prescription and Medication Claims

If your client’s case fails, our insurance has been proven – time and again – to protect clients from paying disbursements and adverse costs.

After-The-Event insurance for Prescription and Medication Claims

Clinical negligence cases for mistakes when prescribing medication and completing prescription forms can be complex. This is often in relation to causation, with the injuries set against a client’s co-morbidities, meaning reports may be needed in more than one discipline.  Temple’s clinical negligence ATE insurance cover will cover the cost of obtaining the required medical evidence. This applies whether it is needed due to the failure either to beat a Part 36 offer or an unsuccessful outcome.

We insure a range of range of prescription and medication case types including:

  • Failure to prescribe the correct medication
  • Failure to prescribe the correct dosage
  • Failure to fill the prescription form in correctly, thus providing medication other than prescribed
  • In respect of controlled medications, such as methadone, failure to ensure the patient is witnessed taking the medication

Delegated Authority

Our ATE insurance scheme provides full delegated authority. This allows you to concentrate on progressing the case and obtaining the best possible result for your client.  Our underwriters have proven expertise and experience of these case types and the scheme is backed by an A-rated insurance capacity provider.

There are no requirements to seek authority for incurring disbursements, making and rejecting Part 36 offers or issuing court proceedings; we simply ask that you update us at material stages as the case progresses.  Other advantages we offer are:

  • A user-friendly online system (‘TOPS’) for incepting and updating policies
  • Access to Temple Disbursement Funding for any insured cases
  • A quick turnaround for all referrals, and the important decision you need
  • Deferred payment of premiums until the conclusion of the case
  • A dedicated premium challenge team to assist in the recovery of the premium

Bespoke Underwriting

For complex cases, our experienced team provides quick, commercial decisions to get your funding in place.

Chartered Excellence

As a Corporate Chartered Underwriting Agent, we operate to the highest professional and ethical standards in the UK.

A-Rated Security

Backed by Intact Insurance UK Limited, providing global financial strength for your peace of mind.

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Temple have consistently delivered a high standard of service. Their team is responsive, professional, and approachable, ensuring queries are dealt with promptly and efficiently. The customer service is excellent, with a personalised approach that reflects a genuine understanding of our needs. Their online portal is intuitive and easy to use, making the funding process smooth and straightforward. The disbursement funding facility is particularly helpful—it’s a practical and well-managed solution that supports case progression without unnecessary delays. Overall, Temple offers a reliable, user-friendly, and client-focused service that we would confidently recommend.

Spencer KnaggsBurnetts

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Over the last decade, I have been fortunate to enjoy an excellent working relationship with Temple Legal Protection.

As a small niche practice, it is essential to have collaborative partners who understand the needs of my business and who are responsive to those needs.

From after the event funding through to disbursement funding, the services provided by Temple are exceptional. They have provided to my clients, an essential funding lifeline, at modest cost that other funders simply would not offer.

The Temple Team are responsive, efficient and willing to listen.

I cannot commend Temple and their team highly enough.

Diane RostronSpecialist medical negligence solicitor at Addies Solicitors

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My firm and I have worked with Temple for 20 years now. At the time we began our journey with Temple, we were a new firm and Temple were also fairly new to the market at the time.  Over the 20 years we have built an excellent relationship of trust and support and it is thanks to Temple and their collaborative, trusting,  and open approach to the work that we do and their willingness to take calculated risks with us that we have managed to achieve the very best for our clients in some very tricky and challenging cases.  Temple have always been ahead of the curve.  True leaders in their field and in our view, simply the best.

MBE Mehmooda DukeMoosa–Duke Solicitors

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Temple Insurance is an intrinsic part of our litigation model, and in our view, provides maximum protection for our clients at a very reasonable premium. We have been insuring with temple insurance for about 15 years, and before that we tried several other insurance companies.  Temple have been supportive all the way through. They are not overly risk averse, and when a claim fails, they assess our claim fairly and rapidly. I cannot remember a single time when our claim for reimbursement of disbursements has been refused unfairly. Before we used Temple, time and again we faced unreasonable challenges to our insurance claim. I  would recommend any litigation department to rely exclusively on the temple insurance product.

Kevin LiddyLiddy’s Solicitors

Ready to protect your litigation?

Our specialist clinical negligence underwriters are ready to review your case or discuss a delegated authority scheme for your firm today.

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Common FAQs

Some of the key questions about Prescription and Medication Cases.

We would ask that insurance is sought as soon as you have been able to make an assessment of the prospects of success. We would expect this to have included a full assessment of the medical records.
Yes, we provide full retrospective authority from the date of the CFA.
Temple support and encourage the use of mediation. We offer mediation incentives, should the case settle at mediation.