Family Legal Expenses Insurance | Temple Legal Protection

Protecting Families with Tailored Legal Cover

Family legal expenses insurance is a crucial part of any household portfolio and our cover is one of the widest available.

We have experience of providing this insurance as an add on to a home insurance policy, a membership benefit or other group offerings. We can also tailor packages for mid net worth, high net worth or groups of clients with particular niche requirements.

We are happy to consider all opportunities, so please speak to one of experienced underwriters about your portfolio of clients.

We approach claims from a position of ‘how can we help the customer’ and our claims team adopt a personal touch approach to the handling of claims, matching clients and their claims, with a chosen solicitor that is best suited for their specific needs.

Areas of Cover

Products typically provide up to £50,000 of cover and a mix of the following sections of cover:

Contract Disputes

Pursuing or defending your legal rights in disputes over the purchase, hire, sale or provision of goods or services

Motor Prosecution Defence

Defending a prosecution in connection with use of a motor vehicle.

Tax Advice

24 hour, 365 days access to advice on personal tax related issues under UK laws.

Property Disputes

Physical damage to the property

Nuisance or trespass

Recovering possession of premises from an employee or ex-employee

Tax Investigation

HMRC tax enquiries into aspects of your tax returns

Employers’ Compliance or VAT disputes with HMRC

Counselling Helpline

24 hour, 365 days access to qualified, professional, accredited counsellor for any matters causing stress at home or work.

Employment Protection

Disputes with a current, former or prospective employer relating to a contract of employment and other related employment rights.

Jury/Witness Allowance

Lost wages or salary following absence from work

Family

The cover extends to members of your family permanently living with you.

Personal Injury

Pursuit of a personal injury or clinical negligence claim on behalf of an insured person or their family members

Legal Defence

Defence for various criminal and civil proceedings

Territorial Limit

The United Kingdom of Great Britain and Northern Ireland, the Isle of Man and the Channel Islands.

Clinical and Medical Negligence

Pursuit of a claim following a negligent surgical, clinical or dental procedure casing.

Legal Advice Helpline

24 hour, 365 days legal advice for any personal legal matter under UK laws.

Bespoke Underwriting

For complex cases, our experienced team provides quick, commercial decisions to get your funding in place.

Chartered Excellence

As a Corporate Chartered Underwriting Agent, we operate to the highest professional and ethical standards in the UK.

A-Rated Security

Backed by Intact Insurance UK Limited, providing global financial strength for your peace of mind.

What Are the Benefits of the Scheme?

Benefits to Brokers	Benefits to the Client
Policies are easy to issue and bespoke cover available	Comprehensive cover, including some areas that many of our competitors do not cover
Mid Net Worth and High Net Worth products available	No waiting periods – unlike many of our competitors, our cover commences from the date of policy inception
Simple monthly reporting typically on a bordereau basis	Flexible policy cover to suit different client requirements
Dedicated account manager	Products backed by A Rated insurance company
Delegated authority to bind cover	Client focussed personal touch claim handling