Nursing Care and Care Home Claims

Temple’s ATE insurance scheme gives full delegated authority for a wide variety of case types

After-The-Event insurance for Nursing Care and Care Home Claims

Nursing care failure forms a clinical negligence action and can also complicate other clinical negligence matters. Aside from hospitals, care homes and district nurses often have continuous, sustained contact with a patient.  This means that errors in care may not be noticed for some time and can lead to more extensive treatment being required.

We offer cover for a wide variety of nursing care and care home cases including:

  • Failure to carry out adequate falls risk assessments – potentially allowing unsteady patients to mobilise inappropriately
  • Failure to prevent and treat pressure ulcers
  • Failing to provide adequate personal care
  • Injuries causing by using inappropriate equipment for transfers
  • Errors in administering medication
  • Failure to monitor or accurately record vital signs
  • Failure to keep accurate records

Delegated Authority

Temple’s ATE insurance scheme provides full delegated authority, allowing you to concentrate on handling the case and obtaining the best possible result for your client.  Our underwriters have proven expertise and experience and the scheme is backed by an A rated capacity provider.

There are no requirements to seek authority for incurring disbursements, making and rejecting Part 36 offers or issuing court proceedings; we simply ask that you update us at material stages as the case progresses through litigation.  Other advantages Temple offer are:

  • A user-friendly online system (‘TOPS’) for incepting and updating policies
  • Access to Temple Disbursement Funding for any insured cases
  • A quick turnaround for all referrals and the important decision you need
  • Deferred payment of premiums until the conclusion of the case
  • A dedicated premium challenge team to assist in the recovery of the premium

Bespoke Underwriting

For complex cases, our experienced team provides quick, commercial decisions to get your funding in place.

Chartered Excellence

As a Corporate Chartered Underwriting Agent, we operate to the highest professional and ethical standards in the UK.

A-Rated Security

Backed by Intact Insurance UK Limited, providing global financial strength for your peace of mind.

quote

Temple have consistently delivered a high standard of service. Their team is responsive, professional, and approachable, ensuring queries are dealt with promptly and efficiently. The customer service is excellent, with a personalised approach that reflects a genuine understanding of our needs. Their online portal is intuitive and easy to use, making the funding process smooth and straightforward. The disbursement funding facility is particularly helpful—it’s a practical and well-managed solution that supports case progression without unnecessary delays. Overall, Temple offers a reliable, user-friendly, and client-focused service that we would confidently recommend.

Spencer KnaggsBurnetts

Ready to protect your litigation?

Our specialist clinical negligence underwriters are ready to review your case or discuss a delegated authority scheme for your firm today.

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Common FAQs

Some of the key questions about nursing care and care home cases.

We would ask that insurance is sought as soon as you have been able to make an assessment of the prospects of success. We would expect this to have included a full assessment of the medical records.
Yes, we provide full retrospective authority from the date of the CFA.
Temple support and encourage the use of mediation. We offer mediation incentives, should the case settle at mediation.