Dental Negligence Cases

You can rely on over 20 years’ proven expertise and experience of dental malpractice claims

After-The-Event insurance for Dental Negligence Claims

Dental negligence covers any type of injury that has been directly caused, made worse or overlooked by a dental health professional. Dental negligence claims can be made for any accident or oversight that has caused your client to suffer physical injury, harmed their wellbeing or resulted in them suffering financial loss.

Common Examples of Dental Negligence Include:

  • Delay or incorrect diagnosis – including oral cancer misdiagnosis
  • Nerve injury
  • Cosmetic dentistry problems
  • Restorative dentistry errors
  • Periodontal disease misdiagnosis
  • Mistakes in treatment leading to the loss or damage of multiple teeth

The Temple Advantage for Dental Negligence Cases

We offer the most generous degree of delegated authority in the ATE insurance market; which together with our integrated disbursement funding facility makes us the best choice for dental negligence lawyers and those engaged in other high-value clinical negligence matters.

Our policies are used by many of the leading specialist clinical negligence litigators and the cover is backed by an A-rated insurance capacity provider. This means you can focus on progressing the case and obtaining the best possible result for your client.

With an expert’s report and case conference sometimes costing as much as £5,000, funding these disbursements becomes a problem in itself. This issue is neatly answered with Temple disbursement funding; this works seamlessly alongside our ATE insurance policy.

We do not restrict our Coverholders to using only a limited panel of experts.  We appreciate that our solicitor partners know the best experts to use in each field. Cases that go to trial can often turn on the relative performance of experts acting for Claimants and Defendants.

Bespoke Underwriting

For complex cases, our experienced team provides quick, commercial decisions to get your funding in place.

Chartered Excellence

As a Corporate Chartered Underwriting Agent, we operate to the highest professional and ethical standards in the UK.

A-Rated Security

Backed by Intact Insurance UK Limited, providing global financial strength for your peace of mind.

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Temple have consistently delivered a high standard of service. Their team is responsive, professional, and approachable, ensuring queries are dealt with promptly and efficiently. The customer service is excellent, with a personalised approach that reflects a genuine understanding of our needs. Their online portal is intuitive and easy to use, making the funding process smooth and straightforward. The disbursement funding facility is particularly helpful—it’s a practical and well-managed solution that supports case progression without unnecessary delays. Overall, Temple offers a reliable, user-friendly, and client-focused service that we would confidently recommend.

Spencer KnaggsBurnetts

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Over the last decade, I have been fortunate to enjoy an excellent working relationship with Temple Legal Protection.

As a small niche practice, it is essential to have collaborative partners who understand the needs of my business and who are responsive to those needs.

From after the event funding through to disbursement funding, the services provided by Temple are exceptional. They have provided to my clients, an essential funding lifeline, at modest cost that other funders simply would not offer.

The Temple Team are responsive, efficient and willing to listen.

I cannot commend Temple and their team highly enough.

Diane RostronSpecialist medical negligence solicitor at Addies Solicitors

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I have relied exclusively on Temple for ATE insurance for the past 8 years.  They were willing to provide cover to a firm newly commencing asbestos disease work.  They recognised my previous experience with other firms and expertise in this area of practice.  The product itself is excellent, providing all the cover required at reasonable premium levels.  The delegated nature of the scheme allows for seamless arrangement of policies through the excellent online portal.  On the few occasions a claim has been necessary under a policy, Temple have been understanding, helpful and efficient in reimbursing the cost of disbursements and court fees.  I have felt throughout my involvement with Temple that it is an arrangement based on mutual trust.  They have demonstrated repeatedly that they rely on the skill and knowledge of those they insure, and I have been reassured that I can rely on them if claims are not successful.  Without the support of Temple I would not have been able to operate my asbestos litigation practice in the way I have.

David CassPartner at Hemingways Solicitors

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Temple Insurance is an intrinsic part of our litigation model, and in our view, provides maximum protection for our clients at a very reasonable premium. We have been insuring with temple insurance for about 15 years, and before that we tried several other insurance companies.  Temple have been supportive all the way through. They are not overly risk averse, and when a claim fails, they assess our claim fairly and rapidly. I cannot remember a single time when our claim for reimbursement of disbursements has been refused unfairly. Before we used Temple, time and again we faced unreasonable challenges to our insurance claim. I  would recommend any litigation department to rely exclusively on the temple insurance product.

Kevin LiddyLiddy’s Solicitors

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My firm and I have worked with Temple for 20 years now. At the time we began our journey with Temple, we were a new firm and Temple were also fairly new to the market at the time.  Over the 20 years we have built an excellent relationship of trust and support and it is thanks to Temple and their collaborative, trusting,  and open approach to the work that we do and their willingness to take calculated risks with us that we have managed to achieve the very best for our clients in some very tricky and challenging cases.  Temple have always been ahead of the curve.  True leaders in their field and in our view, simply the best.

MBE Mehmooda DukeMoosa–Duke Solicitors

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Because of the complex nature of these cases, there is a need for a range of very experienced experts. Disbursement funding means I can instruct them directly, not going via an agency, and I can pay them promptly without any uplift.

Lorraine TaylorBridge McFarland

Ready to protect your litigation?

Our specialist clinical negligence underwriters are ready to review your case or discuss a delegated authority scheme for your firm today.

Prefer to reach out directly?

Common FAQs

Some of the key questions about dental negligence cases.

This should be as soon as you are able to assess the prospects of success – normally following a full review of the client’s dental records.
Yes, we provide full retrospective authority from the date of the CFA.