Optician’s Negligence Cases

Cover the cost of medical evidence in the event of a failure to beat a Part 36 offer

After-The-Event Insurance for Optician’s Negligence Claims

Optician’s negligence can take many forms – whether it be failure or delay in diagnosis, failure to refer, failure to treat or treat correctly and incorrect laser eye surgery.  Loss of eyesight will obviously likely have a huge impact on your client’s daily life; however, it can be difficult to distinguish the loss caused solely by the negligence.

Often a change in eyesight is the reason for consulting an optician and that change may be irreversible at this point. Temple’s clinical negligence ATE insurance for optician’s negligence will cover the cost of the required medical evidence in the event of a failure to beat a Part 36 offer or an unsuccessful outcome.

We insure a range of range of optician’s negligence case types including:

  • Failure to reach the correct diagnosis
  • Failure to correctly refer the client for treatment
  • Failure to correctly obtain consent for laser surgery
  • Failure to correctly carry out laser surgery

Delegated Authority

Our ATE insurance scheme provides full delegated authority; this allows you to concentrate on progressing the case and obtaining the best possible result for your client.  Our underwriters have proven expertise and experience and the scheme is backed by an A-rated capacity provider.

There are no requirements to seek authority for incurring disbursements, making and rejecting Part 36 offers or issuing court proceedings, we simply ask that you update us at material stages as the case progresses through litigation.  Other benefits we offer are:

Other advantages include:

  • A user-friendly online system (‘TOPS’) for incepting and updating policies
  • Access to Temple Disbursement Funding for any insured cases
  • A quick turnaround for all referrals, and the important decision you need
  • Deferred payment of premiums until the conclusion of the case
  • A dedicated premium challenge team to assist in the recovery of the premium

Bespoke Underwriting

For complex cases, our experienced team provides quick, commercial decisions to get your funding in place.

Chartered Excellence

As a Corporate Chartered Underwriting Agent, we operate to the highest professional and ethical standards in the UK.

A-Rated Security

Backed by Intact Insurance UK Limited, providing global financial strength for your peace of mind.

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Temple have consistently delivered a high standard of service. Their team is responsive, professional, and approachable, ensuring queries are dealt with promptly and efficiently. The customer service is excellent, with a personalised approach that reflects a genuine understanding of our needs. Their online portal is intuitive and easy to use, making the funding process smooth and straightforward. The disbursement funding facility is particularly helpful—it’s a practical and well-managed solution that supports case progression without unnecessary delays. Overall, Temple offers a reliable, user-friendly, and client-focused service that we would confidently recommend.

Spencer KnaggsBurnetts

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Temple Insurance is an intrinsic part of our litigation model, and in our view, provides maximum protection for our clients at a very reasonable premium. We have been insuring with temple insurance for about 15 years, and before that we tried several other insurance companies.  Temple have been supportive all the way through. They are not overly risk averse, and when a claim fails, they assess our claim fairly and rapidly. I cannot remember a single time when our claim for reimbursement of disbursements has been refused unfairly. Before we used Temple, time and again we faced unreasonable challenges to our insurance claim. I  would recommend any litigation department to rely exclusively on the temple insurance product.

Kevin LiddyLiddy’s Solicitors

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Because of the complex nature of these cases, there is a need for a range of very experienced experts. Disbursement funding means I can instruct them directly, not going via an agency, and I can pay them promptly without any uplift.

Lorraine TaylorBridge McFarland

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My firm and I have worked with Temple for 20 years now. At the time we began our journey with Temple, we were a new firm and Temple were also fairly new to the market at the time.  Over the 20 years we have built an excellent relationship of trust and support and it is thanks to Temple and their collaborative, trusting,  and open approach to the work that we do and their willingness to take calculated risks with us that we have managed to achieve the very best for our clients in some very tricky and challenging cases.  Temple have always been ahead of the curve.  True leaders in their field and in our view, simply the best.

MBE Mehmooda DukeMoosa–Duke Solicitors

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Over the last decade, I have been fortunate to enjoy an excellent working relationship with Temple Legal Protection.

As a small niche practice, it is essential to have collaborative partners who understand the needs of my business and who are responsive to those needs.

From after the event funding through to disbursement funding, the services provided by Temple are exceptional. They have provided to my clients, an essential funding lifeline, at modest cost that other funders simply would not offer.

The Temple Team are responsive, efficient and willing to listen.

I cannot commend Temple and their team highly enough.

Diane RostronSpecialist medical negligence solicitor at Addies Solicitors

Ready to protect your litigation?

Our specialist clinical negligence underwriters are ready to review your case or discuss a delegated authority scheme for your firm today.

Prefer to reach out directly?

Common FAQs

Some of the key questions about optician’s negligence cases.

We would ask that insurance is sought as soon as you have been able to make an assessment of the prospects of success. We would expect this to have included a full assessment of the medical records.
Yes, we provide full retrospective authority from the date of the CFA.
Temple support and encourage the use of mediation. We offer mediation incentives, should the case settle at mediation.