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Delayed Diagnosis /Misdiagnosis Cases
Protect your clients from paying their own disbursements and adverse costs if their case fails.
After-The-Event insurance for misdiagnosis or a delay in diagnosis
Clinical negligence cases involving a misdiagnosis or delay in diagnosis can be complex and expensive. Let Temple take the stress out of pursuing these cases with a delegated authority scheme. Our clinical negligence ATE insurance product can cover the cost of obtaining expensive medical evidence – both in the event of an unsuccessful outcome as well as the risk of failing to beat a Part 36 offer.
We insure a range of delayed diagnosis and misdiagnosis case types, including:
- Cauda Equina Syndrome
- Delays in cancer diagnosis
- A misdiagnosis resulting in unnecessary surgery
- A delay in a diagnosis that results in additional pain and suffering
Delegated Authority
Our delegated authority insurance scheme allows you to smoothly proceed to get the best results for your clients. The proven expertise and experience of our underwriters means we can offer some of the widest insurance cover, backed by a second-to-none service for you and your clients.
With full delegation for ATE insurance scheme holders throughout the life of the case, along with one of the highest limits of indemnity in the market, this means specialist clinical negligence litigators are able to pursue their client’s cases with complete peace of mind.
There are no reporting requirements in order to incur disbursements, make/reject Part 36 offers or even to issue court proceedings. Other advantages we offer include:
- A user-friendly online system (‘TOPS’) for incepting and updating policies
- Access to Temple Disbursement Funding for any insured cases
- A quick turnaround for all referrals, and the important decision you need
- Deferred payment of premiums until the conclusion of the case
- A dedicated premium challenge team to assist in the recovery of the premium
Bespoke Underwriting
For complex cases, our experienced team provides quick, commercial decisions to get your funding in place.
Chartered Excellence
As a Corporate Chartered Underwriting Agent, we operate to the highest professional and ethical standards in the UK.
A-Rated Security
Backed by Intact Insurance UK Limited, providing global financial strength for your peace of mind.
Temple have consistently delivered a high standard of service. Their team is responsive, professional, and approachable, ensuring queries are dealt with promptly and efficiently. The customer service is excellent, with a personalised approach that reflects a genuine understanding of our needs. Their online portal is intuitive and easy to use, making the funding process smooth and straightforward. The disbursement funding facility is particularly helpful—it’s a practical and well-managed solution that supports case progression without unnecessary delays. Overall, Temple offers a reliable, user-friendly, and client-focused service that we would confidently recommend.
Spencer KnaggsBurnetts
Over the last decade, I have been fortunate to enjoy an excellent working relationship with Temple Legal Protection.
As a small niche practice, it is essential to have collaborative partners who understand the needs of my business and who are responsive to those needs.
From after the event funding through to disbursement funding, the services provided by Temple are exceptional. They have provided to my clients, an essential funding lifeline, at modest cost that other funders simply would not offer.
The Temple Team are responsive, efficient and willing to listen.
I cannot commend Temple and their team highly enough.
Diane RostronSpecialist medical negligence solicitor at Addies Solicitors
My firm and I have worked with Temple for 20 years now. At the time we began our journey with Temple, we were a new firm and Temple were also fairly new to the market at the time. Over the 20 years we have built an excellent relationship of trust and support and it is thanks to Temple and their collaborative, trusting, and open approach to the work that we do and their willingness to take calculated risks with us that we have managed to achieve the very best for our clients in some very tricky and challenging cases. Temple have always been ahead of the curve. True leaders in their field and in our view, simply the best.
MBE Mehmooda DukeMoosa–Duke Solicitors
Because of the complex nature of these cases, there is a need for a range of very experienced experts. Disbursement funding means I can instruct them directly, not going via an agency, and I can pay them promptly without any uplift.
Lorraine TaylorBridge McFarland
Resources & Downloads
Access the technical documents and application forms you need to secure ATE insurance and disbursement funding for your clients
Disbursement Funding for Clinical NegligenceReady to protect your litigation?
Our specialist clinical negligence underwriters are ready to review your case or discuss a delegated authority scheme for your firm today.
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Common FAQs
Some of the key questions about delayed diagnosis /misdiagnosis cases.