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Commercial ATE Insurance
Empower your clients to pursue high-value claims without the risk of adverse costs. Protect business capital while seeking the justice the company deserves.
What is Commercial ATE Insurance?
Commercial disputes are an inevitable part of today’s business world. It could be about a shareholder dispute, contractual dispute or an issue concerning intellectual property. They also affect businesses of all sizes – whether a sole trader, SME or a FTSE 100 company.
The cost of litigation and dispute resolution for your clients wishing to protect their commercial interests is something highly relevant in today’s economic climate with sustained pressure on both profits and costs.
Temple’s integrated ATE insurance and disbursement funding mitigates the costs of protecting your client’s business when pursuing a commercial dispute. Our cover eases the pressure on their balance sheet whilst allowing the legal action to be pursued with confidence to its fullest potential.
Always Deferred and Contingent: Why We Offer This, and Why It Matters
In short, there is nothing to pay if the claim fails and, if you win, nothing to pay until your client has received their damages.
- This principle is at the heart of our ATE insurance offering – we have always believed this works best for your clients.
- For no initial cost, they have the peace of mind and protection they need – throughout the life of the case.
- If things don’t work out, we step in and pick up the tab. If the claim is successful, only then will your client have anything to pay.
Case Types
Our ATE insurance is versatile and can be applied to almost any commercial dispute. While we handle general litigation, we have deep expertise in the following specialist categories:
Ready To Take The Next Step?
Check your case in 48 hours. The Temple Case Checker (TCC) is a fast, free, no-commitment service for commercial litigators.
- Try before you buy: Get an expert opinion on insurability without a full proposal form.
- Rapid Response: We provide an initial indication of terms within 2 business days.
- Zero Cost: Save your billable time and your client’s money.
Bespoke Underwriting
For complex cases, our experienced team provides quick, commercial decisions to get your funding in place.
Chartered Excellence
As a Corporate Chartered Underwriting Agent, we operate to the highest professional and ethical standards in the UK.
A-Rated Security
Backed by Intact Insurance UK Limited, providing global financial strength for your peace of mind.
Temple Legal are brilliant. Jamela and her team have a deep understanding of litigation and legal risk. They are responsive to client requirements throughout and have developed a user-friendly platform for case updates.
Securing ATE insurance cover from Temple Legal provides enormous comfort to libel defendants. It is a key factor in their decision to defend claims against them as it insulates them from the risk of paying opponents’ legal costs.
We look forward to working with Temple Legal again soon.
David RomainEgality Law LLP
We and our clients have used Temple for ATE insurance on many occasions. Most recently we acted for a liquidator pursuing claims to recover assets for the liquidation estate. After lengthy and heavily contested litigation, ultimately settlement was achieved at mediation. That settlement was only possible with the assistance of Temple’s direct, pragmatic and commercial approach. This was much appreciated by both us and the client.
Matthew KellyFreeths Solicitors
Wilson Browne Solicitors have a long-standing arrangement with Temple Legal Protection to provide litigation insurance cover for our property litigation clients. It is extremely straightforward to use, the policy quite simply works and it is comforting for clients to have the option of disbursement funding in addition. All in all the whole thing is a bit of a ‘no-brainer’, especially for clients who are naturally concerned about the financial risks when undertaking litigation. Once in place the policy gives both us and clients great peace of mind: it allows us to get on and deliver on our promise of being “all the help you need.
Kevin RogersWilson Browne Solicitors
Resources & Downloads
Access the technical documents and application forms you need to secure ATE insurance and disbursement funding for your clients
Commercial Solicitor Guide to ATE InsuranceSpeak to one of the team
Direct access to decision-makers. No call centers.
Ready to protect your litigation?
Our specialist commercial underwriters are ready to review your case or discuss a delegated authority scheme for your firm today.
Prefer to reach out directly?
Common FAQs
Some of the key questions about Commercial After the Event Insurance. Can’t find the question? go to our FAQs page.
- Claims can be pursued to their fullest extent
- Litigation Insurance removes the risk of having to pay the opponents legal costs if the dispute is pursued unsuccessfully
- It mitigates the clients own expenditure on disbursements etc
- It provides protection from interim costs orders
- the value of the claim;
- the amount of the insured’s own costs;
- the merits of the claim;
- the nature of the litigation, and;
- how much cover is sought.
Operates from Guildford, Dublin and London