Commercial legal expenses insurance

Essential Protection for Your Clients’ Businesses

Commercial legal expenses insurance is a critical component of any company’s insurance portfolio. Temple Legal Protection combines expert underwriting with reliable service and tailored solutions, ensuring we effectively address your clients’ needs.

Legal Issues

The scope of coverage provided by our Commercial Legal Expenses insurance is among the most comprehensive in the industry, offering protection against legal costs, including:

Contract Disputes

Pursuing or defending your legal rights in disputes over the purchase, hire, sale or provision of goods or services

Property Disputes

Physical damage to the property

Nuisance or trespass

Recovering possession of premises from an employee or ex-employee

Personal Injury

Pursuit of a personal injury or clinical negligence claim on behalf of an insured person or their family members

Tax Investigation

HMRC tax enquiries into aspects of your tax returns

Employers’ Compliance or VAT disputes with HMRC

Employment Defence

Employment contract disputes

Breach of employment legislation

Pay awards or of compensation and settlements

Jury/Witness Allowance

Lost wages or salary following absence from work

Legal Defence

Defence for various criminal and civil proceedings

How it Works

Our stand-alone Commercial Legal Expenses insurance product is designed to be straight-forward to use, operating on a self-quote, self-issue basis, you issue wordings and schedules for each client.

Premiums are payable to us on a monthly basis
Full support is also given for non-standard and stand-alone risks by telephone and online

Benefits of the Product

Benefits to Brokers	Benefits to the Client
Easy to use policies	24-hour legal advice helpline
Bespoke cover	First-class claims service
Simple regular reporting	Comprehensive cover
Fair commission	Optional cover – motor and property cover disputes