Find out how to get the best financial protection from our products below

How to price

The pricing is made up of three elements: the Audit, a 9am to 5pm telephone advice line and the Insurance Premium. To make the pricing as easy as possible for you we provide recommended prices.

Audit

We suggest a minimum annual fee of £750 plus an additional amount of £15 per employee. To this sum you must add VAT.

Helpline

We suggest the same guideline price as the Audit, a minimum annual fee of £750 plus an additional amount of £15 per employee. To this sum you must add VAT.

Insurance Premium

To calculate the Insurance Premium we provide you with a rating table. You use the proposer’s annual wage roll and multiply it by the premium rate from the table we provide. Insurance Premium Tax (IPT), which is currently 12% must be added to the premium.

Example Pricing

If you follow our guidelines then a package price for a business with 22 employees and an annual wage roll of £270,000 would be easily calculated as follows:

Audit – £750 plus (£15 x 22) = £1,080 + VAT.
Helpline – £750 plus (£15 x 22) = £1,080 + VAT.
Insurance Premium – £270,000 x 0.00175 = £472.50 + IPT.

With these three elements added together, the total annual price would be £2,632.50 plus VAT and IPT as applicable.

This would be quoted to your client as a price of just £219.38 per month, plus VAT and IPT as applicable.

Note: These prices can be adjusted by you to reflect how often you expect the client to use your services. For example, if you expect the client to use your services frequently then you can increase the price accordingly. At each client renewal you can adjust the price of their package based upon how frequently your services were used.

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