ATE Insurance
Temple is often considered to be the first choice for solicitors when they seek ATE insurance for their clients. Why is that?
Temple is the legal expenses insurance partner you can trust.
Authority We have been involved in almost all of the landmark cases in the area of ATE insurance.
Influence We are regularly asked to participate in market and governmental forums, such as Department of Constitutional Affairs consultations and the Civil Justice Council funding seminars.
Solutions We have the ability and skill to tailor legal expenses products to the needs of your firm, from personal injury, clinical negligence, to a wide range of civil and commercial disputes.
Leaders Our innovative approach means that features of our product have paved the way for the rest of the market to follow, for example deferred premiums, stepped premiums.
Experts Our underwriters have been called upon to provide expert witness evidence to the courts, including the Court of Appeal, on the subject of ATE insurance.
Experience we have a strong track record in a market that has seen many providers fall by the wayside.
Professional You will always receive a professional and courteous service from our team.
Support We have a team of highly skilled underwriters whose knowledge of the market is unrivalled and who each have high levels of authority to be able to respond quickly to your requests.
Security We are authorised by the FSA and have always sought insurance capacity from UK based insurers so that your clients are fully protected.
How do I obtain insurance?
Click on one of the three links above, which will provide you with further details and proposal forms.
What does the insurance cover?
Put simply, the insurance will indemnify the insured’s own disbursements and his opponent’s costs and disbursements in the event that the legal action is abandoned, discontinued or lost at trial. Our standard limit of indemnity is £100,000. The insurance premium is self-insured. Own legal fees and counsel’s fees are not covered.
When is the premium payable?
The premium is payable at the end of the case and the insured is therefore not required to sign a Consumer Credit Act agreement.
The premiums are stepped which means that the amount payable depends on the stage at which the legal action concludes. We have three stages and the earlier the case settles, the lower the premium will be. All three stages are fixed from the inception of the policy so the client has the peace of mind that cover is in place throughout the life of the case.
Further Information:
